Business Credit Magazine Policies and Conditions
Terms & Conditions
The National Association of Credit Management (NACM) (publisher) does not offer monetary or ad space compensation for Articles submitted.
NACM reserves the right to refuse to publish any submitted Article. NACM reserves the right to proofread and make minor changes to the Article to adhere to Business Credit's publication style without prior notification to the Author. NACM will contact the Author where an edit may change the context/meaning of the text, or where context/meaning is questioned.
The Author represents and warrants and covenants (i) that the Article and all other materials delivered for print in Business Credit are original works prepared by the Author and, with the exception of material for which the Author has obtained written authorization to use or is in the public domain; (ii) that the Author exclusively owns all Intellectual Property Rights to the material in said article and that no other person has an option, claim or right to the material; (iii) that the Author is free to enter into this Agreement and to grant all rights granted hereunder; (iv) that the Article and its normal use will not violate any valid Intellectual Property Rights of any third party; and (v) that the Article does not contain any scandalous or libelous matter or invade any third person's right of privacy or any other legal rights.
The Author agrees to indemnify and hold Publisher harmless from any losses, damages, liabilities, costs, expenses or reasonable attorney's fees which may be incurred by Publisher based on any third-party claim, which, if true, would evidence a breach of any of the foregoing representations and warranties made by the Author. In addition to the remedies available to Publisher, Publisher may charge the amount of any such losses, damages, liabilities, costs, charges, expenses and attorneys' fees against any sums accruing to the Author under this Agreement.
By submitting an Article (the Work) to NACM/Business Credit magazine, the Author agrees to grant to Business Credit an exclusive license to the Work to exercise any and all rights granted by the Copyright Act of the United States and the copyright laws of other countries, not limited to the right to reproduce, display, distribute, sell and translate the Work throughout the world, in any media now known or later developed-unless other arrangement is agreed upon prior to publication-for a period of one year from the month of Issue publication.
After the period of one year, the publisher and author will jointly share the rights. This means the writer is free to sell the work elsewhere, but NACM also retains the exclusive rights to reprint and/or electronically publish all articles appearing in the magazine.
The publisher shall at all times have the rights to print, distribute, sell and use the article, or any portion thereof, in all manners customary, including but not limited to the following: as individual reprints; as part of the Issue; as part of bound volumes including the Issue; as part of collections of essays that may have appeared in different volumes of the magazine and that are produced by the National Association of Credit Management in its name; and as microform or electronic reproductions, including website magazine archives, of any of the foregoing.
If NACM/Business Credit is approached by another publisher (the "[other] Publisher") seeking permission to publish the Article in any form, NACM/Business Credit shall have the non-exclusive right to grant such permission to the [other] Publisher, provided that such permission shall require the [other] Publisher to print the notice required below.
Any reproduction or republication of the article, other than a photocopied duplicate of an original printed copy, must bear the legend that the article first appeared in Business Credit magazine using a method of citation similar to the form set out immediately below, or whatever form of citation may then be commonly used:
This article originally appeared in the (month/year) issue of Business Credit magazine, the official publication of the National Association of Credit Management (NACM).
The Author shall receive three (3) complimentary copies of the magazine issue in which Author's article is published. In lieu of complimentary hard copies, the Author may request one PDF copy of the Work for website posting and personal use. The PDF shall be formatted to include the Business Credit masthead and issue volume and number. This PDF copy cannot be used for marketing purposes or for profit for the initial one-year period as outlined in paragraph 4 above.