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Doug Bacon has worked in the insolvency arena for 27 years representing secured lenders, debtors, creditors' committees and asset purchasers in bankruptcies and insolvency situations across a variety of industries.
Mr. Bacon is listed as a leading Chicago bankruptcy lawyer in Chambers USA—America's Leading Business Lawyers. He was ranked as one of the leading Bankruptcy/Restructuring lawyers in the Illinois market by Chambers and Partners in 2011 and has been identified as an "Outstanding Bankruptcy Lawyer" by Turnarounds and Workouts.
Mr. Bacon has been a featured speaker at national bankruptcy conferences, including programs sponsored by the American Bankruptcy Institute, the Chicago Bar Association, the Association of Insolvency and Restructuring Advisors, Renaissance American Management, Inc. and Beard Group. He is a regular instructor at advanced legal issue seminars sponsored by the Commercial Finance Association.
Mr. Bacon has extensive experience in real estate workouts and bankruptcies, having represented secured lenders and owners in real estate workouts and bankruptcies involving hotels, office buildings, shopping centers, apartment complexes, nursing homes, hospitals and residential developments.
Mr. Bacon has been board certified in business bankruptcy law by the American Bankruptcy Board of Certification since 1994.  He is licensed to practice law in Illinois, New York and Texas.
Mr. Bacon has represented parties with a central role in contested matters before more than 50 bankruptcy judges in 40 judicial districts around the country.


Raimond Honig -Managing Director, Credit Management Instituut BV.

Raimond Honig is the founder and managing partner of Credit Management Instituut BV in Zoetermeer, the Netherlands. He also holds several management and consultancy positions. His highly practical and critical approach has enabled him to work in a refreshing and result-oriented manner while serving in different sales and marketing positions and in his period as an interim manager.

Raimond has developed many interactive workshops and (knowledge) training courses in the broad field of Credit Management and debt collection. At the end of 2004, he published his first book. Debt collection, how do I talk my money out of his pocket discusses all facets of the broad field of debt collection. In 2006 his second book, Credit Management, a Profession or a Myth? followed. His third book was about behaviour and personal effectiveness. Now he is working on his next book about Strategic Working Capital Management.

Raimond gained extensive experience in corporate service, working his way up from sales employee to sales director. He started his own company in 1993. After years of managing a medium-sized Credit Management Consultancy firm he took the development path, seeing it as his mission to get people thinking and moving. He does this through workshops, presentations, training courses, speaking engagements and personal coaching plans. His style is characterised by respectful confrontation, i.e. challenging individuals to achieve the best to their ability. At this moment Raimond is finishing his Master on Business Administration (MBA).

His motto in life: We make a living by what we get, we make a life by what we give. (Winston Churchill) reflects his own attitude.


 Geoffrey Last is the Director of Credit for Anixter Canada Inc. He has been with Anixter Canada for 23 years and with Canada Wire & Cable for 8 years prior. He is a Certified Credit Professional with the Credit Institute of Canada, a member of the National Forum of Credit & Financial Executives, a Certified Credit Executive with NACM and has attended NACM's Graduate School of Credit Management. He has chaired the Legislation Committee of the Credit Institute. He has lectured in the past on Construction Law and technology solutions for the credit profession.

Joe Latham is a partner in Goodmans’ Corporate Restructuring Group and his practice focuses primarily on commercial insolvencies, including bankruptcies, receiverships and restructurings. Joe has been an advisor in several Canadian and cross-border restructurings and receiverships, including White Birch Paper, Eddie Bauer, InterTAN Canada (Circuit City), Waterford-Wedgwood/Royal Doulton, Coppley Apparel, Accuride, A&M Cookie Company, SKD Automotive, Tahera Diamonds, One King West, Hamilton Specialty Bar, NRI Industries, Hunjan International, Philip Services (2003), Consumers Packaging Inc., A.G. Simpson Co. Ltd., The Canadian Red Cross Society, Sanan Construction, TCT Logistics Ltd., MaxLink Communications Inc., Anicom Multimedia Wiring Systems Incorporated, International Wallcoverings Ltd. and Med-Chem Health Care Limited. Joe completed his LL.B. at the University of Western Ontario and received a Doctor of the Science of Jurisprudence from Stanford University. He has been an Instructor in the Bar Admission Course for the Law Society of Upper Canada, as well as an occasional lecturer and adjunct professor at the University of Western Ontario Law School, the latter in respect of a course on commercial insolvency. He has been a speaker at numerous legal education seminars and a number of his papers have been published in various forms. Joe is a member of the Insolvency Institute of Canada, and is identified as a leading insolvency and restructuring lawyer by Chambers Global Guide to the World’s Leading Lawyers and by the Canadian Legal Lexpert Directory. His Martindale Hubbell listing confirms that he has received a peer review rating indicating an exemplary reputation and well established practice. Joe is also the Past President of the Turnaround Management Association, Toronto Chapter.

Education: Stanford University (Doctor of the Science of Jurisprudence, 1991), University of Western Ontario (LL.B., 1988)

Professional Affiliations: Insolvency Institute of Canada, Ontario Bar Association, Insolvency Section INSOL International, Turnaround Management Association (Past President of Toronto Chapter) American Bar Association

Year of Call: 1991 Ontario


Daniel C. North - Euler Hermes Economist Americas Region

Daniel C. North has been with Euler Hermes ACI since 1996, using macroeconomic and quantitative analyses to help develop, price, and manage Euler Hermes ACI's risk portfolio of more than $150 billion in annual U.S. trade transactions. Prior to joining the company, Mr. North worked for Citicorp using similar quantitative and macroeconomic analyses to create outperforming investment strategies.

He has appeared on CNBC, Fox Business News, ABC News Now, France 24, and Bloomberg Radio and Television. He has been quoted by USA Today, Barron's, Business Week, Washington Post, Paris Le Monde, AP, Reuters and the Wall Street Journal. And most recently, he was ranked fourth on Bloomberg's list of 65 top economic forecasters.

Mr. North holds an MBA from the Wharton School of Business.


H. A. (Hal) Schaeffer Jr., C.C.E., C.E.W.

Hal Schaeffer, a nationally-recognized bankruptcy preference expert, is president of D & H Credit Services, Inc. (, a boutique consultancy specializing in creating bankruptcy preference defenses for Plaintiffs and Defendants. He has worked in credit, banking and cash flow for over 39 years. Bankruptcy preference defense has become a large part of D & H’s business in the last few years. He has created defenses in over 300 cases, is court approved and has been certified as an Expert Witness in Bankruptcy Preferences by the National Association of Credit Management. With regard to preference actions, he has been deposed frequently, participated in countless mediations and has testified in court on three separate occasions in multimillion dollar preference actions. Since preference cases rarely get to court, the last is a record of sorts.

D & H has clients in the US, Canada, Spain, Italy, South Korea, Japan and the PRC.

Mr. Schaeffer is the author of three business books and has contributed several chapters to a book on International Credit and Collections, all published by John Wiley & Sons. He has written many articles for a variety of publications and is frequently quoted in the media.

Mr. Schaeffer is a frequent and popular lecturer at credit, financial and legal events of all types both domestically and internationally for over 22 years and has presented before the New York State Bar Association. He has created original customized courses for Associations and Fortune 500 firms such as the American Management Association, The National Association of Credit Management’s Credit Congress, AT&T, Corning, D & B and Time Warner. He has also presented at the Credit 2002 Conference in London, England and in Mexico City in 2007 at the 1st World Credit and Collections Congress. He can be reached at or (302) 832 - 6980.


Hubert Sibre - Partner, Davis LLP Montréal

Hubert Sibre is a partner in the Montréal office of Davis LLP, an international firm with offices across Canada and in Japan. He is a member of the firm's Business Solutions and Restructuring Group. Mr. Sibre's practice focuses primarily on restructuring, commercial litigation, insolvency and banking, along with having been involved in numerous real estate and commercial transaction. His roster of clients includes financial institutions, suppliers, investors and businesses dealing with high-risk situations. He has argued cases before all Courts in Québec and on occasion elsewhere in Canada, including before the Supreme Court of Canada. Before pursuing his career in the private practice of law, Mr. Sibre acted as in-house legal counsel with the National Bank of Canada and GMAC. He has authored and co-authored several books and articles on restructuring, insolvency and credit. Mr. Sibre holds numerous prestigious designations such as one of the 2009 Lexpert® Rising Stars: Leading Lawyers Under 40 and 2010 “Canadian Litigators to Watch”. In addition to his significant legal practice, Mr. Sibre's expertise is frequently sought by academic institutions. He is a guest lecturer on restructuring at the Université du Québec à Montréal's MBA program and has taught securities at the École du Barreau du Québec (Law School) where he was responsible for the insolvency curriculum. Mr. Sibre regularly lectures in Canada and the United States regarding insolvency and credit issues for organizations such as the International Bar Association, Canadian Institute, Insight, CAIRP, Profile Crédit, FCIB, SICA, Equifax and NACM.

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